No "guaranteed issue" and the law of unintended consequences.
The new law says that health plans and insurers offering individual or group coverage “may not impose any pre-existing condition exclusion with respect to such plan or coverage” for children under 19, starting in “plan years” that begin on or after Sept. 23, 2010.
But, insurers say, until 2014, the law does not require them to write insurance at all for the child or the family. In the language of insurance, the law does not include a “guaranteed issue” requirement before then.
Consumer advocates worry that instead of refusing to cover treatment for a specific pre-existing condition, an insurer might simply deny coverage for the child or the family.

How long do you expect it will be before Potato Head Waxman and Silver Spoon Rockefeller haul the CEO's of all major health insurers before a Congressional committee to explain their reading of the law?
I give it two weeks, tops. Remember you heard it here first.
So now, because of ObamaCare, there is the distinct possibility that children and families who may otherwise have been covered (sans pre-existing conditions) will now not be covered at all because of the pre-existing condition provision.
I wrote earlier today about how arrogant it is to believe that a bunch of dunderheads in Congress could possibly direct and plan the delivery of health care in America. As consistent as gravity, the law of unintended consequences will kick in, like here, in places we can only dream of today. The litigation avalanche that will occur over every conceivable provision of the 2,000+ page law will literally swamp the entire federal and state court system, which already can't move cases at even a reasonably efficient pace.
A monumental calamity of epic proportions.
Russ
h/t Hammer Toe








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